After reaching the agreement on the amount of installments and the terms under which they should be paid, a repayment schedule is drafted. A repayment schedule is an agreement in which the debtor undertakes himself to implement the provisions by fulfilling the conditions on time. Should the debtor fail to comply with the provisions of the agreement, the case may submitted with the court to obtain a ruling or order for payment, in order to initiate the enforcement proceedings. Please be aware that, as much as you, we do not want to lead to seizure by an enforcement officer nor to submit the case with the court. All of our activities are taken to help solve the case amicably.